Compare Life Insurance Quotes

Compare Life Insurance quotes among 12+ of the leading life insurance companies in Australia with Primoris Financial. Get your life insurance quotes and compare Life Insurance, TPD Insurance, Trauma Cover and Income Protection to get the right policy at the right price! Primoris Financial provides a premium comparison report and can provide life insurance advice to assist you find the most suitable policy! Complete your insurance comparison request form below and one of our life insurance specialists will be in contact to discuss your needs and to provide your comparison report!

Compare Life Insurance Quotes with Primoris Financial and receive a 20% Cash Refund on your first years premium!

What is life insurance?

Life Insurance is a lump sum paid in the event of death. Life Insurance policies generally insure death via any cause with the exception of suicide in the first 13 months. Most policies also payout for terminal illness and the more comprehensive life insurance policies will also provide a ‘funeral advancement’ to assist cover the costs of funerals. Unless specifically stated on the policy, cover is provided worldwide, 24 hours a day 7 days a week.Want more information on Life Insurance? Read more on what life insurance is here!

Why should I compare Life Insurance quotes?

Life Insurance companies price their policies differently and comparing life insurance quotes can save you money. We compare life insurance quotes from 12 different companies offering differing policies at differing prices. We do not compare multiple policies or brands from a single insurer like some comparison sites. We are life insurance experts assist people compare life insurance policies and find a competitive policy that suits differing needs.

Can I add other insurance policies to life insurance?

There are a range of policies that can be added to Life Insurance including TPD Insurance, Trauma Insurance and Income Protection. Each policy covers different events and to provide complete cover you may want to consider your other insurance options. By combining and bundling other policies with Life Insurance you can save money by taking advantage of discounts of up to 10% provided by insurance companies. Additional discounts also apply when you insure a family member!

What questions should I ask when I compare life insurance quotes?

Finding the right life insurance policy can be confusing. Some policies offered on the market can offer inferior terms and conditions and it pays to either do your research or talk to a life insurance specialist! When discussing your ]requirements you should ask the following questions: Does the Life Insurance policy offer cover for terminal illness and offer a funeral advancement? Are there any other exclusions? When does the policy expire? Can I add other policies? Can I increase cover if my circumstances change? Ensuring that the features of an insurance policy benefit your situation; will safeguard your family against nasty surprises!

Do I need to do a medical test for life insurance?

For any life insurance application, in order to apply you need to complete an application form that asks questions around your medical history so the life insurance company can assess risk. For most applicants, the application form is the only information that you need to provide. In some circumstances, due to age, level of cover or medical history, an insurance company can ask for some additional information, for example, some information from your GP or a blood test. These are requested at the expense of the insurer and in most circumstances, if a blood test is required, a nurse will come to you! Your adviser will notify you and facilitate any additional information.

Do I pay more for life insurance if I work in risky or manual jobs?

For the most part life Insurance premiums are not normally based on your occupation. As such a plumber will pay the same for life insurance as an office worker. There are however some limited occupations and past times that can incur a higher premium, however these are normally much riskier occupations for example sky diving instructors or stunt car drivers!